A full range of products to fit your needs

Bank of Communications Time Deposits let you choose terms ranging from one week to one year or even a longer period subject to prior arrangement, with attractive interest rates for your greatest return.

Time Deposit Services

Various long-term and short-term deposits are available. You can place auto-renewal or direct-credit order as maturity instruction. Statements are provided at regular statement dates for your clear record. Application is easy, and our wide selection of products will complete your financial portfolio.

Hong Kong Dollars / MOP Patacas Time Deposit

We offer different combinations of time deposits to suit your needs:

• ·Minimum deposit amount is up to HKD10,000 or equivalent
• ·We provide preferential interest rates for large amount deposits

Renminbi Time Deposits

• ·Flexible deposit  tenure for greater freedom of choice
• ·Minimum deposit amount is up to RMB20,000 or equivalent
• ·Auto-renewal to save time

Foreign Currency Time Deposits

To support your different investment strategies, we offer a wide variety of foreign currency deposits covering US Dollar, Australian Dollar, Canadian Dollar, Swiss Franc, Pound Sterling, Japanese Yen, New Zealand Dollar and Euro.

7 to 14-day Foreign Currency Time Deposits	Foreign Currency Time Deposits for 1 Month or Above
For deposits from HK$100,000 (equivalent).	For deposits from HK$10,000 (equivalent).

Bank of Communications Co., Ltd. Macau Branch is a member of the Deposit Protection Scheme of AMCM.  

For details, please visit the Macao Monetary Authority website and see the circulated document  020/B/2009-DSB/AMCM.