Ⅰ. Product introduction

1.Lower threshold
·Real processing trade business record within the province
·No need to take a pledge
2.Ultra-low interest rates
·Interest rate no higher than LPR
·Preferential policies for small and medium-sized enterprises, as well as private enterprises
3.Simplified process
·Move forward as a project, optimize the process
·Time for approval greatly shortened

Ⅱ. Required information

·Basic information of enterprise and actual controller
·Business license, ID card, household registration book, etc.
·Import and export materials for enterprises
·Import and export customs declaration forms for the past two years
·Materials of business operation
·Financial statements and tax returns for the last three years; bank statement for the last six months
·Collateral material
·Copy of property ownership certificate, etc.
·Provide the above materials to complete the application, and wait for our customer manager to report for approval.

Ⅲ. Business process

All the 210 branches of BOCOM in Guangdong Province (excluding Shenzhen) can accept the application of “Loan for Processing Trade Industry”. Our bank will arrange dedicated customer managers to provide one-to-one service support for enterprises and provide customers with topnotch financial service. Business process of BOCOM’s “Loan for Processing Trade Industry”
Credit application: the borrower provides the application materials and submits the application to the branch.
Pre-loan survey: the customer manager of the branch will complete the pre-loan survey through on-site visit.
Approval and submission: the customer manager will submit the credit granting report to the relevant department for approval.
Credit issuance: after approval, the loan will be released if the credit conditions are met.

Ⅳ. Service advantages

BOCOM’s integrated professional team is responsible for communicating with r Department of Commerce, conducting real-time updates to the enterprise list of “Loan for Processing Trade Industry”, and coordinating the operating units to provide services actively. Assign tasks according to the location of the processing trade enterprises, and send the closest team to serve the customer.
Promote the projectization of BOCOM’s “Loan for Processing Trade Industry”, optimize the business process, and open up the green channel for approval.
convenient service

Code scanning application or detailed inquiry to branches of BOCOM Guangdong Branch
Enterprises fill in basic information such as company name, contact number, address, loan amount etc.
After obtaining the basic information of enterprises on the platform, BOCOM will assign tasks to the nearest business units according to their addresses.
The business unit arranges the customer manager to conduct a one-to-one business connection.

24-Hour Hotline:95559

Global Group Site:www.bankcomm.com

Credit Card Service Hotline:400-800-9888