Ⅰ. Product Introduction

BOCOM inherits its century-old financial heritage. Based on the safe and convenient salary payment service, BOCOM provides enterprises and public institutions with “Jiao Xin Tong” comprehensive payroll service including extended services in multiple scenarios and diversified wealth management products.

Ⅱ. Product Features

(Ⅰ) Through integrating the group’s resource advantages, “Jiao Xin Tong” focuses on enterprise payroll service with five major features, which makes salary payment easy and efficient.
Digitalization - Except for the initial account opening, entire process is online, including contract signing, card application and salary payment. The one-stop service is convenient and fast.
Multiple scenarios - Different payment modes (real-time & scheduled) are supported, securing the fast and safe transfer of funds. Customized services such as overseas payment, group payment, third-party payment etc. are also available, catering for enterprises and public institutions of different sizes.
Information management - Electronic payroll, Party membership dues manager and employee information management are integrated with one click; A variety of digital tools are placed to reduce manual operations in financial, Party affairs and human resources departments, which makes salary payment easy and efficient.
Extended services - Enterprise annuities, co-branded card issuance, attendance and catering functions are integrated in the payroll card, meeting the diversified needs of enterprises. It helps to create good images and double the value for employers.
Featured solutions - With products such as project manager, Smart campus, Army Support Service and Inclusive e-Loan, “Jiao Xin Tong” applies “one policy for one industry” and provides differentiated solutions to different customers, meeting the comprehensive needs of companies for regulatory policies, financing and information management.
(Ⅱ) Thanks to BOCOM’s advantages of full-licensed operation, “Jiao Xin Tong” takes care of customers’ payroll with a package of comprehensive services which are thoughtful and convenient.
It provides employees with exclusive cards, wealth management products, loans and reward activities to improve the satisfaction.
It provides senior executives with OTO wealth management, private banking and other exclusive services in travel, health care and finance to meet their diversified needs.
It provides enterprises with door-to-door service with dedicated teams. The mobile banking platform enables companies to enjoy 7*24 convenient and quality services when working from home.