Ⅰ. Product Introduction

Relying on Internet technologies, business operation status of enterprises can be quickly analyzed through “big data” model based on their taxation, credit report and registery information. BOCOM provides loans to small and micro enterprises online, with a maximum amount of RMB 10 million (compared to credit loans with a maximum amount of RMB 3 million).

Ⅱ. Product Features

(Ⅰ) Scanning the code to apply + No app downloading (Ⅱ) Revolving loans + Flexible arrangement of borrowing and repayment (Ⅲ) Flexible guarantee condition + Easy access to loan extension and credit increase

Ⅲ. Business Process

Three simple steps to apply online and receive the funds quickly:
First, scan the QR code and input the basic information of the enterprise to start the application.

Second, complete online ID verification.
Third, authorize data access and submit the application.
Scan the code to follow “BOCOM Inclusive Finance” WeChat official account to get quick financing for business operation.
Follow the WeChat official account “BOCOM Inclusive Finance”, click “Inclusive Finance” and start your experience of online application, intelligent credit approval and progress tracking. You may get higher credit limit with longer term and earlier receipt of funds.

Scan QR code to follow “BOCOM Inclusive Finance”
Follow the WeChat official account “BOCOM Inclusive Finance”, click “Promotions” and participate in the “Rewards for Referring a Friend 2021” activity. For each successful referral of the Inclusive e-Loan, one can get RMB 300 or RMB 500 coupon in reward. The maximum reward is RMB 50,000.
Scan the code to participate in the “Rewards for Referring a Friend 2021” activity.