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Founded in 1908, the Bank is one of banks with the longest history in modern China. The Bank reopened after reorganisation on 1 April 1987 and became the first nationwide state-owned joint-stock commercial bank in China, with Head Office located in Shanghai. The Bank was listed on the Hong Kong Stock Exchange in June 2005 and on the Shanghai Stock Exchange in May 2007. In 2023, the Bank ranked 9th among global banks in terms of tier-1 capital.

The strategic goal of the Bank is to “build a world-class banking group with business features and advantages”. During the “14th Five-Year Plan“ period, the Bank adhered to promoting the “One-Four-Five” Strategy, the Bank was led by the strategic goal, created four business features: inclusive finance, trade finance, sci-tech finance and wealth finance and took “green” as the background color of the operation and management of the Group’s business. The Bank promoted five professional capabilities: customer operations, technology empowerment, risk management, cooperative operation, resource allocation. During the implementation of the strategy, the Bank focused on two key areas: “Shanghai Base” construction and digital transformation, and took the lead in achieving innovative breakthroughs, demonstrated and led high-quality development of the whole bank.

With the mission of “Creating Shared Value”, the Bank committed to the value growth and harmonious development of customers, shareholders, employees and the society.

Upon approval by the CBIRC, the Bank provides comprehensive financial services including deposits and loans, supply chain finance, cash management, international settlement and trade financing, investment banking, asset custody, wealth management, bank cards, private banking, treasury businesses, etc. for 2.46 million corporate customers and 190 million retail customers through online service channels such as mobile banking and online banking, as well as over 2800 domestic outlets and 23 overseas branches (subsidiaries) and representative offices. The Group is involved in businesses such as financial leasing, fund, wealth management, trust, insurance, overseas securities, and debt-to-equity swap through wholly-owned or controlling subsidiaries.

As a long-standing large-scale state-owned banking group, the bank will always keep in mind the "country's most fundamental interests", maintain strategic stability, practice the concept of "providing finance for the people", strengthen comprehensive risk controls, strive to provide high-quality services to our customers, create more value for shareholders, build a happy home for employees, and make greater contributions to society.